Several Russian banks offer cash‑back incentives to foreign cardholders, especially on categories like dining, travel, and online shopping. For example, Tinkoff’s “Cashback for Tourists” program returns up to 5 % of the amount spent in rubles, credited to the account. Loyalty points can also be redeemed for airline miles or discounts on future purchases. Eligibility often depends on the card’s issuing country and the transaction type. Reviewing the bank’s terms before applying can maximize benefits.